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| Paper Abstract and Keywords | ||
| Presentation | 2019-08-23 12:30 [Keynote Address] The current situation and future prospects of Fintech Naoyuki Iwashita (Kyoto Univ.)  SWIM2019-12 SC2019-12 |
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| Abstract | (in Japanese) | (See Japanese page) |
| (in English) | 1．Traditionally, the financial industry has maintained a conservative IT response that emphasizes safety and stability. In Japan, in particular, sophisticated "core-banking system" that was completed in the 1980s have been developed and used by financial institutions. These traditional financial information systems have become a significant impediment to the management of financial institutions due to their extremely high maintenance costs. 2．With the recent evolution of IT, attention has been focused on fintech, and the importance of innovation has been emphasized, and the need to switch to IT to meet the trends of the times has become shared among financial institutions. 3．In this lecture, I will give an overview of examples of fintech in Japan and overseas, introduce the trend toward cashless systems that are expanding worldwide, policy responses in Japan, and initiatives by financial institutions toward new technologies such as open APIs, and summarize and explain issues that need to be resolved in the future. 4．It will also explain the mechanism of price movements, side effects, and prospects of crypto-asset (virtual currency), which has recently attracted attention due to wild fluctuations in market prices. Crypto-assets are interesting examples of implementations of leading-edge information security technologies. Looking back on the path taken, we consider the future direction of blockchain technologies and their bottlenecks. |
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| Keyword | (in Japanese) | (See Japanese page) |
| (in English) | fintech / core-banking system / cashless systems / open APIs / crypto-asset / virtual currency / blockchain technologies / | |
| Reference Info. | IEICE Tech. Rep., vol. 119, no. 177, SWIM2019-12, pp. 3-3, Aug. 2019. | |
| Paper # | SWIM2019-12 | |
| Date of Issue | 2019-08-16 (SWIM, SC) | |
| ISSN | Online edition: ISSN 2432-6380 | |
| Copyright and reproduction |
All rights are reserved and no part of this publication may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, or any information storage and retrieval system, without permission in writing from the publisher. Notwithstanding, instructors are permitted to photocopy isolated articles for noncommercial classroom use without fee. (License No.: 10GA0019/12GB0052/13GB0056/17GB0034/18GB0034) | |
| Download PDF | SWIM2019-12 SC2019-12 |
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| Conference Information | |
| Committee | SWIM SC |
| Conference Date | 2019-08-23 - 2019-08-23 |
| Place (in Japanese) | (See Japanese page) |
| Place (in English) | Osaka Sangyo Univ. |
| Topics (in Japanese) | (See Japanese page) |
| Topics (in English) | |
| Paper Information | |
| Registration To | SWIM |
| Conference Code | 2019-08-SWIM-SC |
| Language | Japanese |
| Title (in Japanese) | (See Japanese page) |
| Sub Title (in Japanese) | (See Japanese page) |
| Title (in English) | The current situation and future prospects of Fintech |
| Sub Title (in English) | |
| Keyword(1) | fintech |
| Keyword(2) | core-banking system |
| Keyword(3) | cashless systems |
| Keyword(4) | open APIs |
| Keyword(5) | crypto-asset |
| Keyword(6) | virtual currency |
| Keyword(7) | blockchain technologies |
| Keyword(8) | |
| 1st Author's Name | Naoyuki Iwashita |
| 1st Author's Affiliation | Kyoto University (Kyoto Univ.) |
| 2nd Author's Name | |
| 2nd Author's Affiliation | () |
| 3rd Author's Name | |
| 3rd Author's Affiliation | () |
| 4th Author's Name | |
| 4th Author's Affiliation | () |
| 5th Author's Name | |
| 5th Author's Affiliation | () |
| 6th Author's Name | |
| 6th Author's Affiliation | () |
| Speaker | Author-1 |
| Date Time | 2019-08-23 12:30:00 |
| Presentation Time | 50 minutes |
| Registration for | SWIM |
| Paper # | SWIM2019-12, SC2019-12 |
| Volume (vol) | vol.119 |
| Number (no) | no.177(SWIM), no.178(SC) |
| Page | p.3 |
| #Pages | 1 |
| Date of Issue | 2019-08-16 (SWIM, SC) |
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